Meet Our Founder

Ron Harris: Visionary leader, acclaimed author, and expert speaker in innovative financial strategies.

Ron Harris, MBA, MBE, CFEI

Ron Harris is the visionary founder and CEO of Financial Literacy Group, LLC. With over 20 years of experience in finance, marketing, and education, Ron has dedicated his career to bridging the gap between advanced financial strategies and everyday Americans. His innovative, AI-driven solutions have empowered thousands to turn debt into lasting wealth, redefining financial freedom for the middle class.

Holding an MBA, an MBE, and a certification as a Financial Educator (CFEI), Ron brings a wealth of knowledge and a unique perspective to financial education. His expertise spans crucial topics including debt freedom, early mortgage payoff, retirement income strategies, and innovative uses of life insurance products.

Acclaimed Author and Financial Educator

Groundbreaking Publications

The ERTC Guide: A comprehensive guide helping business owners navigate the Employee Retention Credit during the COVID-19 pandemic, making complex tax credits accessible to a wide audience.
Hybrid Retirement Arbitrage: An exploration of unconventional strategies for retirement planning and wealth accumulation, focusing on tools like Index Universal Life (IUL) insurance and comparing them with traditional retirement vehicles.

Innovative Financial Strategies

Ron advocates for Hybrid Arbitrage IUL strategies, allowing individuals to leverage IUL policies for tax-free, flexible cash flow. His approach helps middle-class Americans access benefits typically reserved for Wall Street-level financial management, including tax-deferred growth and guaranteed minimum interest rates.

Global Perspective

With a master's degree in global marketing and communications from the University of Essex (UK) and travels to over 40 countries, Ron brings a unique international perspective to financial education. He has studied wealth disparity causes worldwide, translating these insights into actionable strategies for his American audience.

Impact and Reach

Through his books, workshops, and consultations, Ron has empowered thousands of individuals and families to make informed financial choices. His client list includes major corporations like Union Bank of California, Prudential, and Sunkist, showcasing his ability to create impactful strategies across various industries.

Vision for Financial Literacy

Ron's ultimate goal is to create a financially literate society where individuals can retire with dignity, achieve lifetime income, and build generational wealth through informed decision-making and strategic financial planning.

Expertise & Speaking Topics

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Understanding the U.S. Economy

Learn how the U.S. economy operates as a mixed-market system and why the middle class often struggles with debt accumulation. Ron breaks down complex economic concepts into understandable insights, helping you navigate rising costs of living, wage dynamics, and identify opportunities for financial growth.

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Banking Strategies and Life Insurance

Discover how banks leverage life insurance for profit and stability, and learn to apply these same principles to your personal finances. Ron reveals how understanding Bank-Owned Life Insurance (BOLI) can help you implement similar strategies for tax-advantaged growth and long-term financial security.

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Strategic Debt Management

Master proven strategies for accelerated debt reduction that can transform your financial future. Learn how early debt payment strategies can create opportunities for wealth building, reduce interest expenses, and help you achieve financial independence without sacrificing your current lifestyle.

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Financial Literacy Education

Gain essential financial knowledge that empowers you to make informed decisions about budgeting, saving, and investing. Ron provides practical tools and insights that help you develop confidence in managing your finances, avoiding costly mistakes, and building lasting wealth for your future.

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Retirement Planning Innovation

Explore modern approaches to retirement planning that go beyond traditional methods. Learn how to integrate various financial tools and strategies to create a comprehensive retirement plan that provides both security and flexibility for your future.

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Wealth Building Fundamentals

Understand the core principles of building and preserving wealth through multiple economic cycles. Ron shares practical strategies for creating sustainable wealth, protecting your assets, and establishing a strong financial foundation for generations to come.

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Tax-Efficient Strategies

Learn how to optimize your financial decisions for tax efficiency using legitimate, IRS-approved methods. Discover strategies that help you keep more of what you earn while building wealth through tax-advantaged vehicles and proper financial structuring.

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Financial Independence Blueprint

Get a comprehensive roadmap to achieving financial independence. Ron shares actionable steps and proven methodologies that help you break free from financial constraints and build a secure future on your own terms.

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Estate Planning & Legacy Building

Learn essential strategies for protecting and transferring wealth to future generations. Ron guides you through creating a comprehensive estate plan that ensures your financial legacy, minimizes tax implications, and provides for your loved ones according to your wishes.

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