Optimize Your Personal Finances

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  Financial Education - Before you start making decisions about your money—especially those that impact your family and future in major ways—it’s important to have an education.

  Ron Harris, MBA, CEFI, MBE & Author

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  Proper Protection - Why? Because financial hardship after the loss of a spouse or business partner can be hard to recover from. To protect your income for all those who depend on you.

  Ron Harris, MBA, CEFI, MBE & Author

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  Emergency Fund - To prepare for life as it happens, it’s important that you set up an emergency fund. It’s a designated stash of cash at your fingertips to help you recover from unforeseen expenses.

  Ron Harris, MBA, CEFI, MBE & Author

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  Debt Management - For many, it is the greatest obstacle to a sound financial future and financial independence. Debt is a sweeping crisis perpetuated by a society of people led astray by the “instant gratification” desires of our generation.

  Ron Harris, MBA, CEFI, MBE & Author

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  Cash flow - After you have established financial protection, an emergency fund, and a debt strategy, you’re in a position to focus on your cash flow, which can help you eliminate debt and grow savings faster.

  Ron Harris, MBA, CEFI, MBE & Author

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  Build Your Wealth - For many who have saved little to date, growing wealth may seem like pie in the sky. But it should be a commitment to find out what your retirement numbers are—how much income you want to live on—and then set a goal and strategy to get there.

  Ron Harris, MBA, CEFI, MBE & Author

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  Protect Wealth - Think it will be too expensive or time consuming? Its not having an estate plan in place is critical to protecting your wealth, so your assets end up in the hands of your loved ones—not in the control of the court system.

  Ron Harris, MBA, CEFI, MBE & Author