Question: My 401(k) was doing ok for a while, but since January of this year it has been losing money that I can no longer afford to lose. I want to retire in a year and my 401(k) has lost over 20% and was not that large to begin with. Every month I express my concerns to my adviser, but he says not to worry and that it will bounce back. I do not see that happening anytime soon. What should I do? (Looking for a financial adviser?